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December 1, 2022
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Visa Gold Credit Card

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With superior purchasing power and benefits, Visa Gold Credit is the card preferred by people who demand a little more from their credit …

 Auto Rental Insurance

When you use your Visa Signature card to book a car and pay the full price of the rental, you are covered by this insurance. To access this coverage you must decline the Collision Damage Waiver (CDW/LDW) or similar coverage offered by the car rental company in its rental agreement.

Visa does not provide insurance. Insurance provided by third parties. For definitive information about the scope and limitations of each insurance product, please refer to the policy issued by the insurer.
 

More details


Effective 1 July 2021, Visa will eliminate the Auto Rental Insurance benefit* as a core benefit for Gold, Platinum, Signature and Infinite cards. Auto rentals starting on or after 1 July 2021 will not be covered by the benefit, but eligible auto rentals starting on or before 30 June 2021 will be covered.

* Does not apply for Puerto Rico and the U.S. Virgin Islands

 Emergency Cash Disbursement Services

Through the Visa Customer Service Center, Visa provides emergency services 24 hours a day to Visa cardholders worldwide. Cardholders can call the network of collect-call telephone numbers and request emergency services related to their Visa cards.

The emergency cash disbursement service provides you with cash if your card is lost or stolen, while the cardholder is at their home country or traveling abroad1.

For more information, please contact the phone number listed on the back of your Visa Card.

Service does not apply to Cuba, Syria, Sudan, Iran, North Korea, Crimea and other countries listed on OFAC.

 Emergency Card Replacement

Through the Visa Card Benefit Services Center, Visa provides emergency services 24 hours a day to Visa cardholders worldwide. Cardholders can call the network of collect-call telephone numbers and request emergency services related to their Visa cards.

The emergency card replacement service provides the cardholder with an emergency Visa card replacement while the cardholder is at their home country or traveling abroad1.

For more information, please contact the phone number listed on the back of your Visa Card.

1 Service does not apply to Cuba, Syria, Sudan, Iran, North Korea, Crimea and other countries listed on OFAC.

 Extended Warranty

When you pay in full for an item with your eligible Visa you will receive, free of charge and without registering, protection that will extend the original manufacturer warranty for up to one year up to the maximum sum insured that applies.

The Covered item must have a manufacturer/retailer’s warranty of a minimum of three months and up to three years. Coverage is subject to the applicable terms and conditions; please click here to download. You should report and open a claim as soon as possible after the incident. Coverage is provided by AIG and/or corresponding Reinsurer, if applicable.

This protection does not apply for articles purchased in Cuba, Syria, Sudan, Iran, North Korea, Crimea, or other countries listed on OFAC.

 Price Protection

When you pay in full for an item with your eligible Visa you will receive, free of charge and without registering, protection when you find the same item (same make, model and model year) for a lower price within thirty days of the purchase date up to the maximum sum insured that applies.

This protection will compensate you for the price difference up to the amount specified in the terms and conditions. The price difference must be above USD 25 for this coverage to apply. This price protection applies for items purchased in your own country or abroad. Coverage is subject to the applicable terms and conditions; please click here to download. You should report and open a claim as soon as possible after the incident. Coverage is provided by AIG and/or corresponding Reinsurer, if applicable.

This protection does not apply for articles purchased in Cuba, Syria, Sudan, Iran, North Korea, Crimea, or other countries listed on OFAC.

 Purchase Protection

When you pay in full for an item with your eligible Visa you will receive, free of charge and without registering, protection against theft or accidental damages, within 180 days of the purchase date.

This protection will reimburse you for the expenses incurred to have the Covered item repaired or compensate you for the value of the Covered item up to the maximum sum insured that applies. This purchase protection applies for items purchased in your own country or abroad. Coverage is subject to the applicable terms and conditions; please click here to download. You should report and open a claim as soon as possible after the incident. Coverage is provided by AIG and/or corresponding Reinsurer, if applicable.

This protection does not apply for articles purchased in Cuba, Syria, Sudan, Iran, North Korea, Crimea, or other countries listed on OFAC.

 Visa Card Benefit Services Center

Through the Visa Card Benefit Services Center, Visa provides 24-hour access to card related benefits and services to Visa cardholders from Latin America and the Caribbean region traveling around the world or at home.

The Visa Card Benefit Services Center provides information on:

  • The Visa benefits associated to the cardholder’s Visa card
  • Provides insurance certificates of coverage
  • Transfers to the benefit experts for claims and emergency medical assistance
  • Transfer to the Visa Rewards program experts
  • Transfer to the Personal Concierge assistants
  • Assist personnel at the bank’s branches and call center agents with card benefits information

Please visit www.visa.com/benefitsportal to register your card, open and follow up on your claims, download insurance certificates and terms and conditions.

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